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Hãy viết đoạn tóm tắt về nội dung bằng tiếng việt kích thích người mua: Amazon Layaway Could Be Your Ace in the Hole for This Week’s Prime Day Event

Amazon’s Prime Big Deals Day is just days away, but you can find early sales now. If you’re a frequent Amazon Prime shopper, you might’ve heard about , which is Amazon Prime’s layaway program. If you’re curious about Amazon Layaway and wondering if it’s the right fit for you, we’ve got you covered. 

This story is part of Amazon Prime Day, CNET’s guide to everything you need to know and how to find the best deals.

Amazon Layaway could be useful if you’re making a big purchase or you’re waiting for payday to arrive before shelling out all at once for something you want to buy. This isn’t the same as Amazon’s Affirm payment plan, which lets you buy now and pay later — we’ll explain below.

Keep reading to find out more about how to use Amazon Layaway. And check out these Amazon Prime benefits, as well as how to sign up for Amazon Prime.

Read more: Buy Now, Pay Later vs. Credit Cards: Which Is Right for You?

Once you add all eligible items to your cart, select Reserve with Layaway at checkout next to each item you’d like to place on layaway. If you’re using Amazon Layaway you will not have to have your credit checked, so you won’t need to worry about this program affecting your credit. 

Currently, Amazon’s layaway program isn’t available for orders shipping to Connecticut, Illinois, Maryland, Ohio, Pennsylvania, Washington, DC or outside of the US.

However, with Affirm, if you miss a payment, it could potentially harm your credit score since Affirm reports some payments, positive and negative, to the credit bureaus. Plus, it could come with interest, causing you to pay more in the long run — Affirm payment options can range anywhere from six weeks to 60 months, and some may also be interest-free. 

If you can wait eight weeks for the items you’ve ordered to be delivered, we recommend going with the layaway plan and avoiding buy now, pay later programs.

For more, here’s what we know about Amazon’s October Prime event. Also, here’s how to make the most of your prime membership.

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