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Hãy viết đoạn tóm tắt về nội dung bằng tiếng việt kích thích người mua: 2024 Tax Brackets: Here’s Why Your Paycheck May Be Bigger This Year

Last year, the IRS announced several key tax code changes, including a boost to income tax brackets. For some folks, these changes could impact how much tax is withheld from their paycheck. 

Both federal income tax brackets and the standard deduction have increased for 2024. This change is in response to sticky inflation, which has kept prices high all year. The higher amounts will apply to your 2024 taxes, which you’ll file in 2025. 

It’s normal for the IRS to make tax code changes each year to account for inflation. This also helps prevent “tax bracket creep,” which could push you into a higher tax bracket, despite inflation eating into your wages. So, even if you make more money in 2024, factoring inflation into the tax code could prevent you from being pushed into a higher tax bracket — and may even bring you down to a lower bracket. If your income remains the same this year, you might actually find yourself bringing home slightly more each payday. Here’s why.

How tax code changes could affect your paycheck

When the IRS raises federal income tax brackets, you might fall into a lower tax bracket than you did the year before — particularly if your income has stayed the same. 

For example, if you made $45,000 in 2023, you would have fallen into the 22% tax bracket for that tax year. But if your income remains at $45,000 in 2024, you’ll drop down to the 12% bracket. That means you’ll be on the hook for less federal tax next year and will have less money withdrawn from your paycheck.

If you make more in 2024 than you did in 2023, the amount your pay has increased will determine where you fall. It’s possible you’ll still fall into a lower tax bracket, based on the new changes. But you may remain in the same bracket or move up to a higher one.

In either scenario, it’s important to understand that since inflation is still lingering, you’re likely feeling the sting of high prices in different ways. So, even if you drop into a lower tax bracket and take home a slightly bigger paycheck next year, it’s likely inflation is already eating into the amount you pay for housing, gas, food or other essentials. 

We’ll keep you updated as new tax changes are announced.

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